INSURANCE New limits for disability insurance provide a competitive option for your clients It goes without saying, income protection is an important part of your clients’ insurance portfolio. To help ensure you and your clients have competitive disability protection options to choose from, we’ve enhanced the Monthly Benefit issue limits within our disability insurance lineup. Risky Business: Substandard market – it may be easier than you think! If your client has a history of cancer, heart attack, mental illness or diabetes, can they be approved for life insurance? There’s a good chance the answer will be ‘yes’ and it may be easier than you think. Insurance: Payment form NN0312 now includes new Pre-Authorized Debit option We recently introduced a new Pre-Authorized Debit option for insurance payments and have updated our Automatic Monthly withdrawal plan – PAC (NN0312) form to include that new option. New Process for Child Protection Riders We are improving our process for adding Child Protection riders to existing Manulife Life Insurance policies. The new form NN1643 –Application for a child protection rider allows for simplified underwriting and a faster application process. New self-serve module: Architect Series - Requesting and reading illustrations Available now in Repsource under Quick links > CE Centre & Training > Training Corner > Insurance Inforce Illustrations can help determine whether an insurance policy remains affordable and continues to meet the needs of the client. This intermediate-level training module will show you how to request and interpret inforce Illustrations for Architect Series policies. As a prerequisite, we recommend reviewing Working with Inforce Illustrations located under Quicklinks > CE Centre and Training > CE Centre > Products> Insurance. New job aid: Identify life insurance policies with cash value Available now in Repsource under Quick links > CE Centre & Training > Training Corner > Insurance Clients whose life insurance policies have a cash value may be eligible for further investment opportunities through a policy loan, withdrawal, or Insured Retirement Program (IRP). Manulife’s Life Cash Value Report allows you to easily identify clients who have available cash value. FollowMe™ Health – What’s new in 2016? FollowMe Health has always been a great option for clients that are just leaving a group plan. With new plan enhancements, it’s an even better option. New rates will be available December 1, 2015, effective January 1, 2016. Here are the highlights. BONUS BLITZ IS BACK! Our popular Health and Dental sales program is back with bonus cheques to help you build your business! Sell Manulife individual health and dental plans between December 1, 2015 and March 31, 2016 — and you could receive up to double your standard commission! Affinity Elite Reward program for Affinity Markets top advisors. You work hard. Get rewarded for it. Affinity Elite is an exclusive program for high-achieving Affinity Markets advisors. When you qualify for Elite status, you will enjoy exclusive benefits, services and support exclusively available only to a select group… further enabling you to grow your business. FollowMe™ & Win with Travel Make sure your passport is up to date – because both you and your clients can win a $2,500 travel voucher! Sell FollowMe Health today for your chance to win! For more information, please refer to the contest flyer and contest rules. | 
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