Empire Life supports your business models and needs. With Empire Life Guaranteed Investment Funds, we offer flexible fee options including Front End, Low Load, No Load, DSC and Fee For Service.1 Compensation highlights - Automatic GIF trailer commission bump-up on DSC, Low Load and No Load
after the schedule expires - No Load purchase option allows up to 10% (20% for RRIF) Chargeback Free withdrawals per year, within the first 3 years of the deposit
- Enhanced trailers with Emblem GIF Portfolios, our tactically managed
packaged program - Combine purchase fee options within the same contract: Front End/No Load/DSC
or No Load/Low Load.2  
| Earn more commission this summer on Empire Life GIF deposits | For a limited time, all GIF deposits will earn an extra 10% commission. This includes GIF applications using the Fast & Full Investment App, additional GIF deposits processed through the Empire Life Advisor Portal as well as paper applications and deposits. What’s more, submit your first Fast & Full Investment App and receive a $50 bonus on your next commission payment from Empire Life.3 Offer is available for a limited time only. The 10% bonus commission is only on deposits received between June 3 to August 30, 2019. Act now! | 
| Contact your Empire Life sales representative for more information. 1 Fee For Service available for Nominee contracts only. Segregated Fund contracts are issued by The Empire Life Insurance Company (“Empire Life”). 2 No other purchase fee combinations are allowed. 3 To be eligible for the $50 bonus, your first Fast & Full investment application must be submitted between January 1, 2019 at 12:01 a.m. (ET) and December 31, 2019 at 4:00 p.m. (ET) with the policy issued by 4:00 p.m. (ET) December 31, 2019 as per Bonus Rules. Total bonus reward per advisor is $50 and its value will be included as taxable income for 2019. Segregated Fund contracts are issued by The Empire Life Insurance Company (“Empire Life”). A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. For Advisor Use Only |