New Canada Life participating life insurance (par) products now available

• Last week, we officially opened our new Canada Life^TM par shelf. Learn more about what's new and what we've changed with our existing products
• Talk to your clients about our 12-month exchange program, which lets them exchange their in-force policy (par or term) to a different life insurance plan (conditions apply)
• To determine if a policy exchange is in your client's best interest, compare our new par policies with your client's in force policy using the new 12-month exchange plan comparison tool

Living benefits enhancements

We've made two updates to our living benefits products:

• Increased the critical illness insurance maximum benefit
• Enhanced the residual disability rider to provide more flexibility for clients when reporting their prior earned income for consideration

Check in with your clients this RRSP season

• Your clients have until March 2 to make a contribution to their RRSP for the 2019 tax year
• It's a good time to check in on their financial plan (including other savings vehicles like TFSAs) and adjust it, if needed
• Check out our new RRSP and TFSA toolkit for all the resources you need to start the conversation

The Bull Market in Everything Returns – GLC's 2019 Year in Review

• A 180-degree policy shift from various central banks, notably the U.S. Fed, saw equities bounce back sharply from a late-2018 sell-off
• Trade tensions dominated the narrative
• U.S. equities were outperformers, but Canada held its own
• Slowing growth, dovish central banks and trade uncertainty pushed bond yields lower. The FTSE Canada Universe Bond Index produced strong returns in 2019