Consider the following facts:

About 2 out of 5 Canadians will develop cancer during their lifetime¹

About 70,000 heart attacks occur in Canada every year - 1 heart attack every 7 minutes²

More than 50,000 strokes occur in Canada every year - 1 stroke every 10 minutes²

A critical illness can happen to the healthiest people we know.  And the healthier the client is, the more likely they will survive the initial event.  But are they financially prepared to survive?  How will they manage their expenses at a time when their focus should be on recovery?

Disability insurance can certainly help but oftentimes, many Canadians find themselves tapping into their TFSA, RRSP or line of credit to cover extraordinary expenses and bridge income gap.

Critical Illness insurance can help.  Help them be better financially prepared to cope with life after a critical illness.  

Protect them with Living Benefit critical illness coverage from BMO Insurance:  

• Coverage starts as low as $25,000
• 25 covered conditions including Loss of Independent Existence
• Broad range of non-cancellable critical illness plans with highly competitive rates
• 2013 CLHIA benchmark definitions
• BMO Insurance Health Advocate^TM  Plan available to the insured, immediate and extended family members at no extra charge³
• Early Discovery Benefit payment of 15% up to $50,000 of the sum insured on the date of diagnosis of Coronary Angioplasty or 6 non-life threatening cancer conditions including Early Stage Intestinal Cancer.  No deduction to the sum insured after payment.

For more information, please contact our Business Development Team in your area.

¹ Canadian Cancer Statistics, Canadian Cancer Society and Government of Canada (2015)

² 2014 Report on the Health of Canadians, Heart and Stroke Foundation (2014) and statistics from www.heartandstroke.com  (Aug 28, 2015)

³ As a plan member, your client and their immediate family members, including spouse and children have immediate and unlimited access to these services any time.  And, once every three years the plan member’s extended family members, including parents, siblings and the plan member’s spouse’s parents and siblings, get access to these services for FREE, without compromising plan member access.

Please consult the appropriate policy contract for details on the terms, conditions, benefits, guarantees, exclusions and limitations. The actual policy issued governs. 



MB 456 (2017/03/01)