Our Living Benefit 75 rates are outstanding and 100% fully guaranteed. 
 
See how we compare:
 

Living Benefit 75 Annual Premium Ranking*
$100,000 Benefit

Source: The Wave (v32.0).

Plus, enhanced features ….

• NEW ROPS options for Living Benefit 75 and 100 plans
• 2013 CLHIA Benchmark Definitions for 25 covered conditions
• Multi-policy fee discount can now be applied when Living Benefit plans and Preferred Term plans are  submitted at the same time
• Early Discovery Benefit – Payment of 15% up to $50,000 for the diagnosis of Early Prostate Cancer, Early Breast Cancer, Early Skin Cancer, Coronary Angioplasty, Early Stage Blood Cancer, Early Stage Intestinal Cancer, Early Thyroid Cancer … No reduction to sum insured after payment
• More FYC on base plans and LB riders

For details on changes to our Living Benefit Plans, Preferred Term Insurance and Annuity products, click here.
 
¹ROPS65: Return of Premium on Surrender - 100% starting on or after the insured’s attained age 65.
²ROPX: Return of Premium on Expiry - 100% on the insured’s attained age 75
*Companies surveyed: BMO Insurance, Desjardins Financial, Canada Life, Empire Life, Equitable Life, Industrial Alliance, Manulife, SSQ Insurance, Sun Life and Transamerica.  Ranking based on the lowest annual premium.  Loss of Independence included in the calculations.

Source: Illustration Software and LifeGuide.

The comparison was performed based on information believed to be reliable and in effect as of October 20, 2015. BMO Life Assurance Company is not liable for any errors or omissions in the information derived from third party sources.
 
MB 389 (2015/11/05)