Click here for higher GIF rate bandings Currently, we are industry leaders with our 1, 2 and 3 year GIF rates. Additionally, our NEW High Interest Savings Account currently offers a rate of 1.60%. The offered rates are still an important factor when selling this type of investment. It is for this reason that iA Financial Group is maintaining its competitive position at this level in addition to all the other advantages specific to the guaranteed interest funds (GIF) whose beneficiary designation: - Money paid directly to the designated beneficiary at death - No estate settlement fees - Possibility of protection against creditors | 
