| | | Data Feeds make Fast & Full Life Application even easier | 
| | With the recent launch of the e-Application data feeds for life insurance applications placed through the Fast & Full TM Life Application Process, settling Fast & Full business is even faster for Managing General Agents (MGAs) using data management system providers enabled to receive these feeds. This Fast & Full e-application data feed provides MGAs with notifications of life applications submitted using the Fast & Full Life Application Process. These notifications will include a PDF image of the application as part of the feed, and will be sent directly to back office system providers VirtGate and WealthServ on behalf of the MGAs who use these system providers. Please see information circular 2015-18 for more information. | 
| Help clients protect their legacy with the Annuity Settlement Option The Empire Life Annuity Settlement Option allows clients to customize how death benefit proceeds are paid to beneficiaries – as a lump sum, payout annuity or combination of both. It can be added to any new or in-force Empire Life insurance contract including Guaranteed Investment Funds, Class Plus 2.1 and Guaranteed Interest Contract (GIC) using form INV-768. Check out the advisor and client pieces to learn more about this unique option and how it can help protect your clients’ legacy | 
| A.M. Best Rating affirmed A.M. Best Company has affirmed the financial strength rating of A (Excellent) and issuer credit rating of “a” of The Empire Life Insurance Company (Empire Life). A.M. Best also affirmed the debt rating of “bbb+” on the CAD 300 million 2.87% subordinated unsecured fixed/floating debentures due May 31, 2023 of Empire Life. The outlook for all ratings is stable. The news release from A.M. Best can be found here (Note: in English only). For more information on A.M. Best and Best’s Ratings, please visit www.ambest.com. | 
| DBRS Ratings confirmed DBRS has confirmed its ratings for Empire Life. Our DBRS ratings as at May 21, 2015 are as follows: Issuer Rating: A Subordinated Debt Rating: A (low) Claims Paying Rating: IC-2 All ratings have a Stable trend. For more details, read the DBRS press release here (Note: in English only, and registration is required). | 
| Un. Isa. Jeden. How do you say “one”? No matter how you say it, the Empire Life Asset Allocation GIF is number one. With across-the-board first quartile performance, Asset Allocation GIF should be “numero uno” on your fund list too! Flyer > Fund manager interview > | 
| Blog: Staying True Check out our Investment Blog! It features Investment Team insights, product information, and personal finance strategies. It’s a 24-7 resource! | 
| Did you know...? The Transfer of Ownership form (C-0050) has been updated to comply with Anti-money laundering (AML) requirements? Section 2.0, Purpose of Insurance, must be completed by the new owner. This applies to all non-registered investment and insurance policies with values, with the exception of Solution. When you change ownership, you must complete the purpose section of the c-50 for the new owner. | 
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