In a fast paced and ever changing world, advisors and clients are generally pressed for time. This reality is even more true when you are conducting your client meetings virtually online versus the good ol’ fashioned face to face client meeting. Distractions and interruptions happen for both the client and the advisor. There is limited time to discuss all the options and protections available to address the client needs. Perhaps, in many situations, you had to schedule additional online meetings to discuss Critical Illness insurance or other insurance needs.
That’s why Desjardins is introducing the CI Pre assessment option for all Life insurance applications.
The CI pre assessment on a Life Insurance application will allow the Underwriter to also review the application to see if Desjardins would be willing to make an offer of Critical Illness insurance using the information and medical evidence submitted for the Life insurance.
- CI Offers can be as high as $500k. The Underwriter will advise on the maximum amount available
- The Advisor and Client can choose the right CI product to fit the client’s need and budget.
- The client is under no obligation to accept our CI offer.
- The Multi Coverage Discount (MCD) can be applied if you instruct for the Life and CI policy to be issued on the same contract; can be significant savings!
- To request an opinion for a CI Pre Assessment, it’s as simple as adding a
in the application - Saves time and offers the possibility to offer CI to your client
- You get the deliver the great news; not only is your client approved for their Life Insurance but they have been made an offer for the most comprehensive CI coverage in the market today!
