Here’s why more advisors have turned to this simple but comprehensive plan for their clients:
- It’s competitive – with guaranteed premiums that are payable to age 100
- It’s comprehensive – you can add term and critical illness riders for more comprehensive coverage
- This includes adding Term 100 riders on the same base plan
- This includes adding Term 100 riders on the same base plan
- It’s flexible – your clients can split their base Term 100 coverage or any Term and Critical Illness riders after issue into standalone plans
- It’s adaptable – your clients can switch a Single Life or Joint First to Die coverage to Joint Last to Die without any further evidence of insurability1
- You can save your clients money – all Term 100 policies are eligible for a multi-policy fee discount
- The BMO Insurance Health AdvocateTM Plan is included on every policy at no extra charge!
Plus, you get a 60% first year commission rate on the base coverage or on any Term 100 rider.
1 By exercising the Joint Last to Die Conversion Rider, you can switch from a Single Life or Joint First to Die coverage to Joint Last to Die at any time after 5 years from the issue date of coverage and before the attained insurance age of 70. The premiums for the new coverage will be based on the joint insurance age calculation and premiums rates in effect at the time of the switch.
MB 558 (2019/02/19)