BlueWAVE Volume 2 Issue 3

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20 = 120 in a BMO Guaranteed Investment Fund

Choose a 20 year term to maturity in a BMO Guaranteed Investment Funds contract and we will reset your client’s maturity guarantee amount up to 120 times over the next 10 years. Yes, automatically, every month^†.

Compare this reset feature to other companies’ segregated fund contracts where you can reset your client’s maturity guarantee amount as few as 10 or as many as just 20 times over the next 5 years only of a 20 year term to maturity. And you need to make every call.

Only BMO Guaranteed Investment Funds offer automatic resets of the maturity guarantee amount each and every month^†. 

The graph below shows the growth of the Maturity Guarantee Amount on the month end valuation date for a $100,000 deposit to the Canadian Balanced Growth GIF:
 

BMO Insurance Canadian Balanced Growth GIF 

Price on month-end valuation dates 

Any amount that is allocated to a segregated fund is invested at the risk of the policy owner and may increase or decrease in value. BMO Life Assurance Company is the sole insurer and guarantor of the BMO GIF individual variable insurance contract. This document provides general information. Please consult the Policy Provisions and Information Folder for details of BMO GIF.

¹ Maturity Guarantee Values increased by 9.4% in the BMO Canadian Balanced GIF from December 2, 2013 to July 31, 2015; 7.7% in the BMO Canadian Income Strategy GIF; 7.7% in the BMO North American Income Strategy GIF; 9.8% in the BMO U.S. Balanced Growth GIF.  Chart assumes the client is solely invested in a specified BMO GIF and is for illustrative purposes only and does not reflect future values or future performance.

* At Maturity: 100% on deposits made at least 15 years and 75% on deposits made less than 15 years, from the Maturity Date, less proportionate amount for withdrawals

** At Death: 100% on deposits made before the Annuitant is age 75 and 75% on deposits made on or after age 75, less proportionate amount for withdrawals

^† Automatic monthly resets of the Maturity Guarantee Amount occur up to and including 10 years before the Maturity Date

‡ If the optional Death Guarantee Reset Option is selected, automatic resets of the Death Guarantee Amount occur on every 3td policy anniversary before the Annuitant’s 75^th birthday.  Additional fee applies.

^††  (5.0% < 20 years^§); (5.5% ≥20 years^§) ^§Number of years from Deposit Date to Maturity Date

^◊ Refer to Fund Profiles for full and current details of each Fund found at www.bmoinsurance.com/advisor/GIF 

® Registered trade-mark of Bank of Montreal, used under licence

^TM Trade-mark of BMO Life Assurance Company

Issuer: BMO Life Assurance Company.